StatementDecoder
Monzo logo

Free converter

Convert Monzo bank statements to CSV or Excel

Upload a Monzo PDF or CSV and download it as CSV, Excel, QIF, OFX or JSON, with every merchant identified.

About Monzo

UK digital bank. Statement lines usually mark a transfer to or from a Monzo account. Official site: monzo.com.

Choose a statement file (PDF, OFX/QFX, CSV, XLSX, TXT — up to 5 MB)

CSV

spreadsheets & imports

Excel

XLSX workbook

QIF

Quicken, YNAB, GnuCash

OFX

accounting packages

JSON

developers & scripts

Getting your statement out of Monzo

Monzo statements are generated in the app for any date range you choose, in PDF, CSV, or QIF, and they include your Pots. Business accounts add a web export and automatic monthly exports to Google Drive or OneDrive.

Personal account (app)

  1. Open the Monzo app and go to Home in the menu bar.
  2. Tap the three dots underneath your card.
  3. Select Bank statements.
  4. Choose the date range you want.
  5. Pick the format — PDF, CSV, or QIF — and download or share the file.

Business account (web)

  1. Log in to Monzo Business on the web.
  2. Click the Export statement button on the home screen.
  3. Choose your dates and format (PDF, CSV, or QIF).

Automatic monthly exports (business)

  1. In the business account settings, connect Google Drive or Microsoft OneDrive.
  2. Monzo creates a 'Monzo Business' folder and drops last month's statement there on the 1st of each month.
  3. Choose PDF, CSV, or QIF as the auto-export format.

Menu wording shifts between app versions; the destinations above stay stable — confirm against Monzo's official help. Statements up to 5 MB / 5,000 rows are supported; card numbers are redacted before storage, the original file is deleted within 24 hours, and reports stay in your dashboard only as long as your plan keeps them.

What Monzo gives you natively

Monzo offers PDF, CSV, and QIF from the same in-app flow — QIF is a rarity among UK banks and useful for older accounting packages like Quicken or Microsoft Money. All Monzo statements are original documents that shouldn't need stamping or signing for mortgage or visa applications, though Monzo can provide stamped and signed copies on request via a form.

How far back you can go

You choose your own date range in the app, and Monzo doesn't publish a cutoff for in-app statement history. When an account is closed, Monzo emails a password-protected statement containing the full transaction history and texts you the password — there's also a dedicated process for requesting full history on closed accounts.

Monzo statement quirks worth knowing

These are the details that trip people up when a Monzo export doesn't line up with the statement it came from — worth reading before you assume the conversion is wrong.

  • Statements include Pots, so transfers between your main balance and Pots appear as transaction lines — anyone analysing spending needs to filter these internal movements out.
  • Pot transfers in CSV exports are identified by Monzo's internal pot IDs (strings starting 'pot_') rather than a human-friendly name, a well-known snag when importing into accounting tools (widely reported by Monzo users; not documented on the official help page).
  • Monzo's CSV is enriched with app metadata like spending categories and notes, so it carries more columns than a traditional bank CSV and may need trimming before import.
  • Closed-account statements arrive password-protected by PDF encryption, with the password sent by SMS — converters and parsers need the password removed first.

Sources

Written from Monzo's own documentation. Menu wording moves between app versions — these are the pages to check against:

Free converter

Convert your statement — and understand it too

A free account converts a statement page every day to CSV, Excel, QIF or OFX — with every transaction matched to a real merchant name, not a cryptic descriptor. No card required; files deleted after 24 hours.

No bank logins · card numbers redacted before storage · everything deleted after 24 hours

Frequently asked questions

How do I export my Monzo transactions to CSV?

In the app: Home, tap the three dots under your card, then Bank statements. Pick your date range and choose CSV. Business users can also export from the web home screen.

Does Monzo do QIF exports?

Yes — QIF is offered alongside PDF and CSV in the same statement flow, which is unusual for a UK bank and handy for legacy accounting software.

Can I get statements after closing my Monzo account?

Monzo emails you a password-protected statement with your full transaction history when the account closes, and texts you the password. For anything else, follow Monzo's closed-account history process.

Are Monzo statements accepted for mortgages and visas?

Monzo says its statements are original documents that shouldn't need stamping or signing, but it will provide stamped and signed copies if you request them through its form.

Go deeper on Monzo

We wrote a full walk-through of getting statements out of Monzo — where each format hides, how far the history reaches, and what to do when the export and the statement disagree: How to export bank statements from Monzo →

Other banks