Prefix guide
Statement charge prefixes, explained
Payment processors and platforms stamp recognisable prefixes onto bank statements. Knowing the prefix tells you who processed a charge — the first step to working out who actually charged you.
Got a specific charge? Identify it now or upload a whole statement.
What a statement prefix tells you
A prefix like SQ *, TST*, PAYPAL * or SP identifies the payment processor that moved the money — Square, Toast, PayPal, Stripe — not the business you bought from. That's why a coffee shop can show up as SQ *BLUBTTL: Square processed it, and only the truncated merchant tag hints at who it was.
Knowing the processor is the first step to identifying a charge — and often the fastest route to a refund, since the processor can point you to the seller. Each guide below explains a prefix, who processes it, and how to check a charge. Don't recognise one? Paste it into the identifier.
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