Who's behind the charge on your statement

1Password

1Password is a password-manager subscription. It bills monthly or annually and appears on statements as 1PASSWORD or AGILEBITS, its parent company. Family and team plans bill to one card, so a larger amount can reflect the number of people on the plan.

Adobe

Adobe is a software company best known for Creative Cloud, which includes Photoshop, Illustrator and Acrobat. Its subscriptions bill monthly or annually and commonly appear as ADOBE or an Adobe Creative Cloud descriptor. An annual plan paid monthly can carry an early-cancellation fee, worth checking before disputing a charge.

Anthropic (Claude)

Anthropic is the company that makes Claude, an AI assistant sold on free and paid consumer tiers alongside developer API access. Its consumer terms explain why a paid plan arrives as a lump sum rather than a running meter: a subscription lasts for an initial term and then automatically renews for a further term equal in length to it, and the fees for the initial term and for each renewal term are paid up front at the start of that term. An annual plan therefore lands as one large charge once a year rather than twelve small ones, and the terms require cancellation at least 24 hours before a renewal for the next term not to run.

Suggested by AI from a statement descriptor — pending review.

A2B, also known as Adyar Ananda Bhavan, is a popular restaurant chain in India.

Agrico

Agrico is a South African supplier of agricultural equipment and irrigation systems.

Airtel Payments is a banking service provided by Airtel offering various digital financial services.

Airtel Payments Bank

Airtel Payments Bank operates a payments bank offering a range of financial services.

Aldi is a global discount supermarket chain based in Germany.

Almaviaggi SRL is a travel agency providing travel-related booking services.

Amazon Web Services

Amazon Web Services provides on-demand cloud computing platforms.

ATAC S.p.A.

ATAC’s “Tap & Go” contactless fare payment system in Rome—charges for journeys made by tapping a contactless payment card or NFC-enabled device at metro turnstiles, buses, trams, etc.

The Australian Taxation Office is the principal revenue collection agency of the Australian government.

Autogrill is a multinational retail corporation operating in the food and beverage services industry.

AXA France is a subsidiary of AXA Group, providing insurance and financial services in France.

Afterpay (Cash App Afterpay)

Afterpay is a buy-now-pay-later service owned by Block, Inc., and in the United States it has been rebranded Cash App Afterpay — so older statements can carry the plain Afterpay name while newer ones show a Cash App variant of it. Its Pay in 4 plan takes the first payment up front and three more over roughly six weeks, so a single purchase appears as four instalment lines billed by Afterpay rather than by the store where the order was placed.

Airbnb

Airbnb is a marketplace for short-term stays and experiences, and unlike a hotel booking site it collects the guest's money rather than leaving it to the host. Its help states the guest is charged once a host accepts the reservation request, or immediately where Instant Book is used, so the charge date tracks the booking and not the trip — a stay booked in January can bill in January and be travelled in June. Reservations that meet certain criteria can be split into multiple payments rather than one, which is how a single trip produces two Airbnb lines weeks apart. The total also carries the Airbnb service fee plus any cleaning, extra guest and pet fees and applicable VAT or local taxes, so it sits above the nightly rate advertised.

AliExpress

AliExpress is a global marketplace owned by Alibaba, shipping mostly from China. Purchases appear on statements as ALIEXPRESS or ALIPAY, its payment arm. Because each seller is billed separately, a single shopping session can produce several distinct charges.

Amazon Prime

Amazon Prime is Amazon's paid membership, combining delivery benefits with Prime Video and other services, billed either monthly or as a single annual charge. It posts separately from ordinary Amazon orders, which carry their own Amazon or AMZN descriptors, so a Prime line is a membership renewal rather than an item someone bought. Channel subscriptions taken out inside Prime Video bill as their own recurring charges on top of the membership.

Amazon Prime Video

Amazon Prime Video is Amazon's streaming service, available on its own or as part of a Prime membership. Charges route through Amazon billing and can appear as AMAZON PRIME or PRIME VIDEO. A standalone channel add-on bills separately from the main Prime membership.

Apple (APPLE.COM/BILL)

APPLE.COM/BILL is the descriptor Apple puts on almost all of its digital billing, so one statement line can be an App Store app, an in-app purchase, an iCloud+ storage plan, Apple Music, Apple TV+ or a film rental. That shared label is why several unrelated Apple charges in a month look identical apart from the amount and date. Apple's purchase history at reportaproblem.apple.com is what ties a specific charge back to what was actually bought.

Apple Music

Apple Music is Apple's music streaming subscription. It bills monthly or annually through your Apple account, so the charge often shows as APPLE.COM/BILL rather than a named Apple Music line, which can make it easy to confuse with other Apple subscriptions on the same account.

Apple TV+

Apple TV+ is Apple's subscription service for its original films and shows. It bills monthly or annually, usually through the same Apple account as other purchases, so the charge often appears as APPLE.COM/BILL rather than a dedicated Apple TV line, which can make it hard to tell apart from other Apple subscriptions.

Audible

Audible is an Amazon-owned audiobook and podcast service. Its membership bills monthly or annually, usually granting credits toward audiobooks, and appears on statements as Audible or a similar Audible descriptor. As an Amazon company, some of its charges route through Amazon's billing.

AT&T

AT&T is a US telecom carrier for mobile, internet and TV. Monthly charges appear on statements as ATT or AT&T. Device-financing instalments can bill separately from the service plan, which is why some months show more than one AT&T charge.